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Services

Hawaii Public Adjusters uses a personal one-on-one approach to handling your commercial or residential property claim. We assist you in a clear, precise and professional manner. Whether you have suffered a catastrophic loss that affects your business, or a broken pipe that floods your home, both situations require expert knowledge of the insurance industry, construction methods, attention to detail and documentation. We will help you navigate the challenges of the often-complicated insurance claims process.

As soon as Hawaii Public Adjusters is retained:

We inspect the loss site immediately
Review the policies to determine the proper coverage that applies
Analyze the damages
Assemble the necessary documentation to support your claim
Estimate the value of the damages, losses and replacement cost
Prepare Extensive Contents Inventories and Estimates
Determine Relocation Expenses
Calculate Loss of Income for Businesses
Determine Any other policy applications

We submit the above calculations and following information to the insurance company on your behalf: Estimates that support the damage that has occurred, drawings, descriptive color photographs, contents inventories and other documentation that supports the loss. We communicate with the insurance companies while working closely with you to ensure that you receive a prompt and equitable recovery for your claim.

We will also provide you with information regarding:

Policy Compliance
Claim Management
Extent of Loss
Extra Living Expenses
Inspections
Property Valuations
Comprehensive Claim Services
Loss Consulting Services
Disaster Recovery Services
Rental Loss Projections

Our Area of Expertise

Commercial Property claims consist of:

Tenant Leased Properties
Business Properties
Shop Keepers
Restaurants
Churches
Commercial Buildings
Shopping Centers
Industrial Properties
Institutional Properties
Manufacturing Plants
Motels / Hotels

Types of Losses:

Fire, smoke, collapse, broken pipes, vandalism, hail, wind, tornado, hurricane, inundating rain, flood, 3rd. party damages and other catastrophic injuries. Most commercial business policies cover inventories, rental interruption, business interruption, vandalism, theft, explosions and extra expenses to assist your operations related to a loss.

Types of Claims:

Building and structural repairs or replacement, property held by your company, any carrying expenses, displacement caused by a loss, temporary relocation, losses caused by obstructions to your business, protection cost related to your properties’ loss and other expenses attributed to an insured loss.

Residential Property Types consist of:

Insured Renters
Residential Homes
Apartments
Condominiums
Farms and Ranch Properties

Types of Losses:

Fire, smoke, collapse, broken pipes, vandalism, hail, wind, tornado, hurricane, inundating rain, flood, 3rd. party damages and other catastrophic destruction that has occurred to your property.

Types of Claims:

Dwellings, other structures, personal property, fencing, storage buildings, sheds, any additional living expenses, displacement, temporary relocation, protection cost related to your property, temporary repairs and other related expenses.

Hawaii Public Adjusters | 2020 Main Street Ste 2000 | Wailuku, HI 96793
Office (808)-856-3042-Fax (808)-442-9649 Inquire@hawaiipublicadjuster.com

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